An individual may claim the disability amount once they are eligible for the DTC. This amount includes a supplement for persons under 18 years of age at the end of the year. The purpose of the DTC is to provide for greater tax equity by allowing some relief for disability costs, since these are unavoidable additional expenses that other taxpayers don’t have to face. Taxes can be recalculated and refunded as far back as 10 years.

A registered disability savings plan (RDSP) is a savings plan that is intended to help parents and others save for the long term financial security of a person who is eligible for the disability tax credit (DTC). Contributions to an RDSP are not tax deductible and can be made until the end of the year in which the beneficiary turns 59.

The bond is an amount paid by the Government of Canada directly into an RDSP. The Government will pay bonds of up to $1,000 a year to low-income Canadians with disabilities. No contributions have to be made to get the bond. The lifetime bond limit is $20,000. A bond can be paid into an RDSP until the year in which the beneficiary turns 49.

The Canada caregiver credit helps caregivers with the expenses involved with taking care of their spouse or common-law partner or dependent who has an impairment in physical or mental functions. The Canada caregiver amount can be claimed on different lines of an individual’s tax return depending on whom they are claiming an amount for. Although an individual can claim this amount with a detailed letter from their physician and it is NOT DTC dependent, DTC approval eliminates the need for a doctor’s certification. 

This program allows an individual to withdraw up to $35,000 in a calendar year from their registered retirement savings plans to buy or build a qualifying home for a person with a disability (DTC approved).

If an individual has an impairment in physical or mental functions and is DTC approved, the individual may be able to deduct expenses related to work or school, such as: Attendant care services, Bliss symbol boards, Braille note-taker devices, Braille printers, Synthetic speech systems, Large print-on-screen devices, Deaf-blind intervening services, Job coaching services, Teletypewriters, Tutoring, and much more. 

The child disability benefit is a tax-free monthly payment made to families who care for a child under age 18 with a severe and prolonged impairment in physical or mental functions, it is added to the monthly Canada Child Benefit (CCB). It is not uncommon for a child to receive DTC approval at a later date than when the effects of their impairment began, as a result, CDB payment can be paid retroactively (as far back as 10 years).

The grant is an amount that the Government of Canada pays into a registered disability savings plan (RDSP). The Government will pay matching grants of 300%, 200%, or 100%, depending on the beneficiary’s adjusted family net income and the amount contributed. For example, if a low income individual contributes $100.00 monthly to their RDSP, the Government of Canada will contribute $300.00 monthly (to a yearly maximum).  An RDSP can get a maximum of $3,500 in matching grants in one year, and up to $70,000 over the beneficiary’s lifetime. A beneficiary's RDSP can receive a grant on contributions made until December 31 of the year in which the beneficiary turns 49.

The Canada workers benefit (CWB) is a refundable tax credit that provides tax relief for eligible low-income individuals and families who are in the workforce. The CWB includes a disability supplement for individuals who have an approved Form T2201, Disability Tax Credit Certificate, on file with the CRA.

To claim this amount, an individual DOES NOT  have to be a first-time home buyer if they are DTC approved or purchased a home for the benefit of a related person who is DTC approved, the purchase must be to allow the person with the disability to live in a home that is more accessible or better suited to their needs.

An individual may be able to claim this non-refundable tax credit if they own a home and paid for eligible renovations to improve safety and accessibility for the disabled individual. For those 65 years of age or older and individuals with DTC approval.