The child disability benefit is a tax-free monthly payment made to families who care for a child under age 18 with a severe and prolonged impairment in physical or mental functions, it is added to the monthly Canada Child Benefit (CCB). It is not uncommon for a child to receive DTC approval at a later date than when the effects of their impairment began, as a result, CDB payment can be paid retroactively (as far back as 10 years).

A registered disability savings plan (RDSP) is a savings plan that is intended to help parents and others save for the long term financial security of a person who is eligible for the disability tax credit (DTC). Contributions to an RDSP are not tax deductible and can be made until the end of the year in which the beneficiary turns 59. The government will contribute to an individual RDSP through the Canada Disability Savings Bond and the Canada Disability Savings Grant

The Canada workers benefit (CWB) is a refundable tax credit that provides tax relief for eligible low-income individuals and families who are in the workforce. The CWB includes a disability supplement for individuals who have an approved Form T2201, Disability Tax Credit Certificate, on file with the CRA.

The Canada caregiver credit helps caregivers with the expenses involved with taking care of their spouse or common-law partner or dependent who has an impairment in physical or mental functions. The Canada caregiver amount can be claimed on different lines of an individual’s tax return depending on whom they are claiming an amount for. Although an individual can claim this amount with a detailed letter from their physician and it is NOT DTC dependent, DTC approval eliminates the need for a docto

Home buyer’s amount: To claim this amount, an individual DOES NOT have to be a first-time home buyer if they are DTC approved or purchased a home for the benefit of a related person who is DTC approved, the purchase must be to allow the person with the disability to live in a home that is more accessible or better suited to their needs. Home buyer’s plan: allows an individual to withdraw up to $35,000 a year from their RRSP to buy or build a qualifying home for a person with the DTC.

An individual may be able to claim this non-refundable tax credit if they own a home and paid for eligible renovations to improve safety and accessibility for the disabled individual. For those 65 years of age or older and individual with DTC approval.

If and individual has an impairment in physical or mental functions and is DTC approved, the individual may be able to deduct expenses related to work or school such as: Attendant care services, Bliss symbol boards, Braille note-taker devices, Braille printers, Synthetic speech systems, Large print-on-screen devices, Deaf-blind intervening services, Job coaching services, Teletypewriters, Tutoring, and much more.