What is the DTC (Disability Tax Credit?

Who can apply?

What diagnosis can be approved?

How do I apply?

Where do I get the forms?

Who can certify the forms?

What is the Child Disability Benefit?

Who can help me prepare my forms?

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DTC Solutions

We are a group of professional mom's dedicated to helping people discover, and become eligible for various Canadian tax credits and benefits through approval of the Disability Tax Credit.

Disability Tax Credit (DTC)

The disability tax credit (DTC) is a non-refundable tax credit that helps persons with disabilities or their supporting persons reduce the amount of income tax they may have to pay. An individual may claim the disability amount once they are eligible for the DTC. This amount includes a supplement for persons under 18 years of age at the end of the year. The purpose of the DTC is to provide for greater tax equity by allowing some relief for disability costs, since these are unavoidable additional expenses that other taxpayers don’t have to face. Taxes can be recalculated and refunded as far back as 10 years.

Child Disability Benefit (CDB)

The child disability benefit is a tax-free monthly payment made to families who care for a child under age 18 with a severe and prolonged impairment in physical or mental functions, it is added to the monthly Canada Child Benefit (CCB). It is not uncommon for a child to receive DTC approval at a later date than when the effects of their impairment began, as a result, CDB payment can be paid retroactively (as far back as 10 years).

Registered Disability Savings Plan (RDSP)

A registered disability savings plan (RDSP) is a savings plan that is intended to help parents and others save for the long term financial security of a person who is eligible for the disability tax credit (DTC). Contributions to an RDSP are not tax deductible and can be made until the end of the year in which the beneficiary turns 59.

Canada Disability Savings Grant (CDSG)

The grant is an amount that the Government of Canada pays into a registered disability savings plan (RDSP). The Government will pay matching grants of 300%, 200%, or 100%, depending on the beneficiary’s adjusted family net income and the amount contributed. For example, if a low income individual contributes $100.00 monthly to their RDSP, the Government of Canada will contribute $300.00 monthly (to a yearly maximum). An RDSP can get a maximum of $3,500 in matching grants in one year, and up to $70,000 over the beneficiary’s lifetime. A beneficiary's RDSP can receive a grant on contributions made until December 31 of the year in which the beneficiary turns 49.

What is the DTC (Disability Tax Credit)?

What are the benefits to having DTC approval?

Approval for the DTC unlocks credits and benefits available from the Canada Revenue Agency (CRA) for disabled individuals and/or for the people who support them, this can be life changing.

Canada disability savings bond

The bond is an amount paid by the Government of Canada directly into an RDSP. The Government will pay bonds of up to $1,000 a year to low-income Canadians with disabilities. No contributions have to be made to get the bond. The lifetime bond limit is $20,000. A bond can be paid into an RDSP until the year in which the beneficiary turns 49.

The Canada workers benefit (CWB)

The Canada workers benefit (CWB) is a refundable tax credit that provides tax relief for eligible low-income individuals and families who are in the workforce. The CWB includes a disability supplement for individuals who have an approved Form T2201, Disability Tax Credit Certificate, on file with the CRA.

The Canada caregiver credit (CCC)

The Canada caregiver credit helps caregivers with the expenses involved with taking care of their spouse or common-law partner or dependent who has an impairment in physical or mental functions. The Canada caregiver amount can be claimed on different lines of an individual’s tax return depending on whom they are claiming an amount for. Although an individual can claim this amount with a detailed letter from their physician and it is NOT DTC dependent, DTC approval eliminates the need for a doctor’s certification.

Home buyer’s amount

To claim this amount, an individual DOES NOT have to be a first-time home buyer if they are DTC approved or purchased a home for the benefit of a related person who is DTC approved, the purchase must be to allow the person with the disability to live in a home that is more accessible or better suited to their needs.

Home buyer’s plan

This program allows an individual to withdraw up to $35,000 in a calendar year from their registered retirement savings plans to buy or build a qualifying home for a person with a disability (DTC approved).

Home accessibility expenses

An individual may be able to claim this non-refundable tax credit if they own a home and paid for eligible renovations to improve safety and accessibility for the disabled individual. For those 65 years of age or older and individual with DTC approval.

Disability supports deductions

If and individual has an impairment in physical or mental functions and is DTC approved, the individual may be able to deduct expenses related to work or school such as: Attendant care services, Bliss symbol boards, Braille note-taker devices, Braille printers, Synthetic speech systems, Large print-on-screen devices, Deaf-blind intervening services, Job coaching services, Teletypewriters, Tutoring, and much more.

Canada Disability Savings Grant (CDSG)

For a complete list visit: https://www.canada.ca/en/revenue-agency/services/forms-publications/publications/rc4064/disability-related-information-2016.html

WHERE TO START

Let us help!

Are you curious about the tax benefit and credits that are available to entitled Canadians but aren't sure where to begin? Experts at DTC Solutions are passionate about empowering Canadians with the knowledge and supports needed to apply, and be approved for the Disability Tax Credit that will unlock these powerful

As parents of children with exceptional needs, we understand this process can be overwhelming and complicated. We are here to walk you through the process and are proud of the many positive reviews we receive upon application approval.

I wanted to share what I had been trying to put together and some other things I like.

I've included an updated version of the hand tree. I like the small logo in the header but the words cover that the trunk of the tree are hands holding other hands. I'd like that to show. I think the small icon could be left as it is but I'd like to incorporate the tree in a larger format somewhere else. Perhaps a landing page?

There is a layout I REALLY like in the inspiration section on Adobe Spark Page that I would love to be used somehow. I love that it is very simple, looks beautiful, has some subtle animation and it's layout sort of breaks things down into simple steps, which, as I mentioned is imperative to my clientele since many of them are coping with severe disabilities in the mental functions necessary for everyday life. Some have severe learning disabilities and navigating a website can be difficult for them.

If you look at the adobe spark page app on an ipad, you'll see the inspiration section. The one I like is "Bokeh". I love that as you scroll down, each point (in my case it would be maybe a step, or a description of a benefit or credit) has a small box with the title of the section and then a scrolling box with the description. I think this makes it very easy to read. I also love that farther down, all the background pictures are used to create a grid where you can link to each picture (in my case maybe they could link to the official CRA information about each benefit and credit?)

I'm not sure how well it would work for what I want but I really love this layout.

I have used grey originally on this attempt at a site, but the hand tree looks great against white. Maybe we could incorporate a lot of white space with very bright images such as the images above this text box.

I have many stock images downloaded and access to about 80 more through my adobe stock account.

I had thought of having a floating menu on the side for a Quick FAQ section (not a full FAQ which I want somewhere else on the page). I set up a rough one with a few things as an example.

I hope this information is useful.

I'm obviously not a web designer as you can tell. What I have here is pretty cluttered and I got frustrated and that's why I decided to hire someone.

Thanks,

LuCynda